:root{--navy:#071426;--navy2:#0d203a;--cream:#f8f1e6;--paper:#fffaf3;--text:#10192d;--muted:#647086;--gold:#e6ac55;--gold2:#f7c46a;--line:#eadccb;--shadow:0 24px 70px rgba(7,20,38,.12);--r:24px;--w:1120px;--danger:#b3261e;--success:#147a48}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:#fff;color:var(--text);line-height:1.6;overflow-x:hidden}body.nav-open{overflow:hidden}a{color:inherit}button,input,textarea{font:inherit}.skip{position:absolute;top:-100px;left:1rem;z-index:999;background:var(--gold2);padding:.7rem 1rem;border-radius:99px}.skip:focus{top:1rem}.container{width:min(100% - 2rem,var(--w));margin:auto}.header{position:fixed;inset:0 0 auto;background:rgba(255,255,255,.94);border-bottom:1px solid rgba(7,20,38,.08);backdrop-filter:blur(18px);z-index:100}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:flex;align-items:center;gap:.8rem;text-decoration:none}.logo,.brand .logo{width:48px;height:48px;border-radius:12px;background:linear-gradient(145deg,#071426,#132a4b);color:var(--gold2);display:grid;place-items:center;font-family:Georgia,serif;font-weight:900;font-size:1.2rem;box-shadow:0 14px 30px rgba(7,20,38,.18)}.brand strong{display:block;font-size:1.08rem;line-height:1}.brand small{display:block;color:var(--gold);font-size:.68rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em}.nav-menu{display:none}.nav-menu a{text-decoration:none;color:var(--text);font-weight:850;font-size:.92rem}.nav-actions{display:none;align-items:center;gap:.75rem}.lang,.phone-pill{border:1px solid var(--line);background:#fff;border-radius:999px;padding:.65rem .9rem;text-decoration:none}.lang b{color:var(--navy)}.lang span,.lang em{color:var(--muted);font-style:normal}.phone-pill{display:flex;align-items:center;gap:.55rem;background:var(--gold2);border-color:transparent;color:#111;font-weight:950}.nav-toggle{width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:50%;display:grid;place-items:center;padding:10px}.nav-toggle span{display:block;width:18px;height:2px;background:var(--navy)}body.nav-open .nav-menu{display:flex;position:fixed;inset:76px 1rem auto;flex-direction:column;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.2rem;box-shadow:var(--shadow)}.hero{position:relative;min-height:680px;padding:9rem 0 3.8rem;display:flex;align-items:center;background:var(--navy);color:#fff;overflow:hidden}.hero-bg{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,20,38,.96),rgba(7,20,38,.9) 48%,rgba(7,20,38,.55)),url("assets/img/hero-bg.svg") center/cover no-repeat}.hero::after{content:"";position:absolute;inset:auto -15% -35% auto;width:720px;height:720px;border-radius:50%;background:radial-gradient(circle,rgba(247,196,106,.28),transparent 64%)}.hero-grid{position:relative;z-index:2;display:grid;gap:2.5rem;align-items:center}.eyebrow{margin:0 0 1rem;color:var(--gold2);font-size:.78rem;font-weight:950;letter-spacing:.18em;text-transform:uppercase}.eyebrow.light{color:var(--gold)}h1,h2,h3,p{margin-top:0}h1{font-family:Georgia,serif;font-size:clamp(3.2rem,7vw,5.8rem);line-height:.95;letter-spacing:-.055em;margin-bottom:1.1rem;max-width:720px}h2{font-family:Georgia,serif;font-size:clamp(2rem,4.2vw,3.35rem);line-height:1.05;letter-spacing:-.04em}h3{font-size:1.1rem;line-height:1.25}.hero-lead{font-size:clamp(1.1rem,2vw,1.35rem);max-width:560px;color:rgba(255,255,255,.86)}p{color:var(--muted)}.hero-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;max-width:560px;margin:2rem 0}.hero-benefits div{text-align:center}.hero-benefits span{display:block;color:#fff;font-size:.88rem;font-weight:850}.hero-actions{display:flex;gap:1rem;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:54px;border-radius:10px;padding:.9rem 1.3rem;text-decoration:none;font-weight:950;border:1px solid transparent;transition:.2s}.btn:hover{transform:translateY(-2px)}.primary{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#111;box-shadow:0 18px 40px rgba(230,172,85,.28)}.outline{border-color:var(--gold);color:#fff;background:rgba(7,20,38,.35)}.small{min-height:40px;padding:.6rem .85rem}.model-card{background:#fff;color:var(--text);border-radius:18px;padding:1.45rem;box-shadow:0 28px 70px rgba(0,0,0,.35);border:1px solid rgba(255,255,255,.8);max-width:430px;margin:auto}.model-kicker{display:flex;align-items:center;gap:.7rem;margin:0 0 1rem;color:var(--gold);text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:950}.model-kicker span{width:10px;height:10px;border-radius:50%;background:#56c878;box-shadow:0 0 0 6px rgba(86,200,120,.14)}.model-card h2{font-size:clamp(1.9rem,3.4vw,2.85rem);color:var(--text);margin-bottom:1.25rem}.model-steps{display:grid;gap:.7rem}.model-steps>div{display:grid;grid-template-columns:auto 1fr auto;gap:.7rem;align-items:center;background:#f7f1e9;border:1px solid var(--line);border-radius:10px;padding:.8rem}.model-steps b{color:#8c5520;font-size:1.05rem}.model-steps strong{display:block;color:var(--text);font-size:.9rem}.model-steps small{display:block;color:var(--muted);font-size:.72rem}.model-phone{margin-top:1rem;background:var(--navy);color:#fff;border-radius:10px;padding:1rem;text-decoration:none;display:flex;align-items:center;justify-content:center;gap:1rem}.model-phone strong{display:block;color:var(--gold2);font-size:1.45rem}.model-phone small{display:block;color:rgba(255,255,255,.75)}.section{padding:4.2rem 0}.problems,.process,.services,.faq,.about,.contact{background:linear-gradient(180deg,#fff,#fbf7f0)}.section-head{max-width:760px}.section-head h2{color:var(--navy)}.problem-grid,.services-grid{display:grid;gap:1rem;margin-top:2rem}.problem-grid{grid-template-columns:1fr}.info-card,.step-card,.service-card,.security-card,details,.about-card,.form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.25rem;box-shadow:0 12px 34px rgba(7,20,38,.06);transition:.2s}.info-card:hover,.step-card:hover,.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.process-row{display:grid;gap:1rem;margin-top:2rem}.arrow{display:none;color:var(--gold);font-size:1.9rem;align-self:center}.step-card span{display:block;font-weight:950;color:var(--navy);margin:.2rem 0}.security-card{background:linear-gradient(145deg,#f8f1e6,#fff)}.services-grid{grid-template-columns:1fr}.service-card{display:flex;gap:1rem;align-items:flex-start}.cta-band{margin-top:2.2rem;background:var(--navy);color:#fff;border-radius:14px;padding:1.4rem;display:grid;gap:1rem;align-items:center;box-shadow:var(--shadow)}.cta-band>div{display:flex;gap:1rem;align-items:center}.cta-band h2{font-family:Inter,sans-serif;font-size:1.35rem;margin:0;color:#fff}.cta-band p{margin:0;color:var(--gold2)}.cta-band .btn{flex-direction:column;gap:0;align-items:center}.cta-band small{font-size:.7rem}.faq-grid,.about-grid,.contact-grid{display:grid;gap:2rem}.faq-list{display:grid;gap:.8rem}details summary{font-weight:950;color:var(--navy);cursor:pointer}details p{margin:.8rem 0 0}.company-data{display:grid;gap:.8rem;margin-top:1rem}.company-data div{border:1px solid var(--line);border-radius:12px;padding:1rem;background:#fffaf2}.company-data span{display:block;color:var(--muted);font-size:.78rem;text-transform:uppercase}.company-data strong{color:var(--navy)}.contact-links{display:grid;gap:.8rem;margin-top:1.2rem}.contact-links a{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:.85rem 1rem}.contact-links span{color:var(--muted);font-size:.82rem}.contact-links strong{color:var(--navy)}.form{box-shadow:var(--shadow)}.form-title{margin-bottom:1rem}.form-title span{display:block;color:var(--gold);text-transform:uppercase;font-weight:950;font-size:.78rem;letter-spacing:.12em}.form-title strong{font-size:1.45rem;color:var(--navy)}.form label:not(.consent){display:grid;gap:.35rem;margin-bottom:1rem;font-weight:850}input,textarea{width:100%;border:1px solid var(--line);border-radius:12px;background:#fffaf2;color:var(--text);padding:.9rem 1rem;outline:none}input:focus,textarea:focus{border-color:var(--gold);box-shadow:0 0 0 4px rgba(230,172,85,.16)}textarea{resize:vertical}small[data-error-for]{min-height:1rem;color:#b3261e}.consent{display:flex;gap:.65rem;align-items:flex-start;color:var(--muted);font-weight:500}.consent input{width:auto;margin-top:.35rem}.hidden{position:absolute!important;left:-9999px!important}.status{font-weight:850;color:#147a48}.status.is-error{color:#b3261e}.icon{width:42px;height:42px;display:inline-grid;place-items:center;flex:0 0 auto;border-radius:10px;background:#fff7ea;border:1px solid #f2d6aa;color:var(--gold);margin-bottom:.75rem}.hero .icon{background:transparent;border:0;width:56px;height:56px;color:var(--gold2);margin-bottom:.55rem}.model-steps .icon{width:32px;height:32px;margin:0;background:transparent;border:0;color:var(--navy)}.icon::before,.mini::before{content:"";display:block;background:currentColor;mask:center/contain no-repeat;-webkit-mask:center/contain no-repeat}.icon::before{width:24px;height:24px}.hero .icon::before{width:38px;height:38px}.mini::before{width:17px;height:17px}.mini{display:inline-grid;place-items:center;color:currentColor}.icon.shield::before,.icon.shield-check::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 2l8 3v6c0 5.2-3 8.9-8 11-5-2.1-8-5.8-8-11V5l8-3zm-1 14.7l6.7-6.7-1.4-1.4L11 13.9l-2.3-2.3-1.4 1.4 3.7 3.7z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 2l8 3v6c0 5.2-3 8.9-8 11-5-2.1-8-5.8-8-11V5l8-3zm-1 14.7l6.7-6.7-1.4-1.4L11 13.9l-2.3-2.3-1.4 1.4 3.7 3.7z%22/%3E%3C/svg%3E')}.icon.document::before,.icon.file::before,.mini.file::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M6 2h8l5 5v15H6V2zm7 1.8V8h4.2L13 3.8zM8 12h8v2H8v-2zm0 4h8v2H8v-2z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M6 2h8l5 5v15H6V2zm7 1.8V8h4.2L13 3.8zM8 12h8v2H8v-2zm0 4h8v2H8v-2z%22/%3E%3C/svg%3E')}.icon.phone::before,.mini.phone::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M6.6 10.8c1.4 2.8 3.8 5.2 6.6 6.6l2.2-2.2c.3-.3.8-.4 1.2-.3 1.3.4 2.6.6 4 .6.7 0 1.2.5 1.2 1.2v3.5c0 .7-.5 1.2-1.2 1.2C10.4 21.4 2.6 13.6 2.6 3.4c0-.7.5-1.2 1.2-1.2h3.5c.7 0 1.2.5 1.2 1.2 0 1.4.2 2.7.6 4 .1.4 0 .9-.3 1.2l-2.2 2.2z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M6.6 10.8c1.4 2.8 3.8 5.2 6.6 6.6l2.2-2.2c.3-.3.8-.4 1.2-.3 1.3.4 2.6.6 4 .6.7 0 1.2.5 1.2 1.2v3.5c0 .7-.5 1.2-1.2 1.2C10.4 21.4 2.6 13.6 2.6 3.4c0-.7.5-1.2 1.2-1.2h3.5c.7 0 1.2.5 1.2 1.2 0 1.4.2 2.7.6 4 .1.4 0 .9-.3 1.2l-2.2 2.2z%22/%3E%3C/svg%3E')}.icon.lock::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M17 9h1a2 2 0 012 2v9a2 2 0 01-2 2H6a2 2 0 01-2-2v-9a2 2 0 012-2h1V7a5 5 0 0110 0v2zm-2 0V7a3 3 0 00-6 0v2h6z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M17 9h1a2 2 0 012 2v9a2 2 0 01-2 2H6a2 2 0 01-2-2v-9a2 2 0 012-2h1V7a5 5 0 0110 0v2zm-2 0V7a3 3 0 00-6 0v2h6z%22/%3E%3C/svg%3E')}.icon.warning::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M1 21h22L12 2 1 21zm12-3h-2v-2h2v2zm0-4h-2V9h2v5z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M1 21h22L12 2 1 21zm12-3h-2v-2h2v2zm0-4h-2V9h2v5z%22/%3E%3C/svg%3E')}.icon.user::before,.icon.chat::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 12a5 5 0 100-10 5 5 0 000 10zm0 2c-4.4 0-8 2.2-8 5v3h16v-3c0-2.8-3.6-5-8-5z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 12a5 5 0 100-10 5 5 0 000 10zm0 2c-4.4 0-8 2.2-8 5v3h16v-3c0-2.8-3.6-5-8-5z%22/%3E%3C/svg%3E')}.icon.search::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M9.5 3a6.5 6.5 0 015.17 10.44l4.44 4.45-1.41 1.41-4.45-4.44A6.5 6.5 0 119.5 3z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M9.5 3a6.5 6.5 0 015.17 10.44l4.44 4.45-1.41 1.41-4.45-4.44A6.5 6.5 0 119.5 3z%22/%3E%3C/svg%3E')}.icon.scale::before,.icon.gavel::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 3h2v3h6v2h-2.2l2.8 6H22c-.4 2.3-2.4 4-4.8 4s-4.4-1.7-4.8-4h1.4l2.8-6H14v12h4v2H6v-2h4V8H7.4l2.8 6h1.4c-.4 2.3-2.4 4-4.8 4S2.4 16.3 2 14h1.4l2.8-6H4V6h6V3h2z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 3h2v3h6v2h-2.2l2.8 6H22c-.4 2.3-2.4 4-4.8 4s-4.4-1.7-4.8-4h1.4l2.8-6H14v12h4v2H6v-2h4V8H7.4l2.8 6h1.4c-.4 2.3-2.4 4-4.8 4S2.4 16.3 2 14h1.4l2.8-6H4V6h6V3h2z%22/%3E%3C/svg%3E')}.icon.target::before,.icon.edit::before{mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 2a10 10 0 100 20 10 10 0 000-20zm0 4a6 6 0 110 12 6 6 0 010-12zm0 3a3 3 0 100 6 3 3 0 000-6z%22/%3E%3C/svg%3E');-webkit-mask-image:url('data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22%3E%3Cpath d=%22M12 2a10 10 0 100 20 10 10 0 000-20zm0 4a6 6 0 110 12 6 6 0 010-12zm0 3a3 3 0 100 6 3 3 0 000-6z%22/%3E%3C/svg%3E')}.footer{background:var(--navy);color:#fff;padding:2.5rem 0 1rem}.footer-grid{display:grid;gap:2rem}.footer a{display:block;color:#d8e2ef;text-decoration:none;margin:.35rem 0}.footer p,.footer small{color:#aebbd0}.footer h3{font-size:1rem}.footer-brand .logo{margin-bottom:.8rem}.map-card{background:rgba(255,255,255,.07);border-radius:14px;padding:1.3rem}.map-card strong{color:var(--gold2)}.map-card img{margin-top:1rem;width:190px;max-width:100%}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding-top:1rem;display:flex;gap:1rem;justify-content:space-between;flex-wrap:wrap}.footer-bottom a{display:inline-block;margin-left:1rem}.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:200;display:none;align-items:center;justify-content:space-between;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:1rem;max-width:980px;margin:auto}.cookie.show{display:flex}.cookie p{margin:0}.cookie a{color:var(--navy);margin-right:.7rem}.floating-call{position:fixed;right:1rem;bottom:1rem;z-index:120;display:none;align-items:center;gap:.5rem;text-decoration:none;background:var(--gold2);color:#111;border-radius:999px;padding:.82rem 1rem;font-weight:950;box-shadow:0 18px 38px rgba(230,172,85,.28)}.cookie.show~.floating-call{bottom:8rem}.reveal{opacity:0;transform:translateY(22px);transition:.7s}.reveal.visible{opacity:1;transform:none}.legal-card{max-width:960px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.5rem;box-shadow:var(--shadow)}.back{color:var(--navy)}@media(prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important}.reveal{opacity:1;transform:none}}@media(min-width:640px){.container{width:min(100% - 3rem,var(--w))}.problem-grid{grid-template-columns:repeat(3,1fr)}.services-grid{grid-template-columns:repeat(2,1fr)}.form{padding:2rem}.company-data{grid-template-columns:repeat(2,1fr)}.cta-band{grid-template-columns:1fr auto}.footer-grid{grid-template-columns:1.3fr repeat(3,1fr)}}@media(min-width:960px){.nav-toggle{display:none}.nav-menu,.nav-actions{display:flex}.hero-grid{grid-template-columns:minmax(0,1fr) minmax(390px,.85fr)}.model-card{margin-left:auto}.process-row{grid-template-columns:1fr auto 1fr auto 1fr auto 1fr 1fr}.services-grid{grid-template-columns:repeat(3,1fr)}.faq-grid,.about-grid,.contact-grid{grid-template-columns:.9fr 1.1fr}.floating-call{display:flex}}@media(max-width:959px){.hero{padding-top:8rem}.hero-benefits{grid-template-columns:1fr}.hero-benefits div{text-align:left}.model-card{max-width:620px}.arrow{display:none}.process-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{min-height:auto}}@media(max-width:480px){h1{font-size:2.85rem}.hero{padding-top:7.2rem}.brand small{display:none}.model-card{padding:1rem}.model-card h2{font-size:2rem}.model-phone strong{font-size:1.25rem}.cta-band>div{align-items:flex-start;flex-direction:column}}


/* === v11 FIX: clean full-page background + repaired process section === */
body{
  background:
    radial-gradient(circle at 8% 14%, rgba(247,196,106,.17), transparent 28%),
    radial-gradient(circle at 92% 10%, rgba(7,20,38,.08), transparent 34%),
    linear-gradient(180deg,#fffaf2 0%,#f7efe2 42%,#fffaf2 100%) !important;
}
body::before{
  content:"";
  position:fixed;
  inset:0;
  z-index:-2;
  pointer-events:none;
  background-image:
    linear-gradient(rgba(7,20,38,.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(7,20,38,.035) 1px, transparent 1px);
  background-size:58px 58px;
  mask-image:linear-gradient(to bottom,#000,transparent 82%);
}
body::after{
  content:"";
  position:fixed;
  inset:0;
  z-index:-1;
  pointer-events:none;
  opacity:.22;
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='520' height='520' viewBox='0 0 520 520'%3E%3Cg fill='none' stroke='%23071426' stroke-opacity='.09' stroke-width='3'%3E%3Cpath d='M260 78l150 58v116c0 100-56 168-150 212-94-44-150-112-150-212V136z'/%3E%3Cpath d='M190 270l48 48 104-135' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/g%3E%3C/svg%3E") right 6% top 720px / 320px auto no-repeat,
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='480' height='480' viewBox='0 0 480 480'%3E%3Cg fill='none' stroke='%23e6ac55' stroke-opacity='.12' stroke-width='3'%3E%3Cpath d='M240 80v285'/%3E%3Cpath d='M130 160h220'/%3E%3Cpath d='M165 160l-65 112h130l-65-112zM315 160l-65 112h130l-65-112z'/%3E%3C/g%3E%3C/svg%3E") left 4% top 1320px / 300px auto no-repeat;
}
.problems,.process,.services,.faq,.about,.contact{
  background:transparent !important;
  position:relative;
}
.section{position:relative;}
.section::before{
  content:"";
  position:absolute;
  inset:1.2rem max(1rem,calc((100vw - var(--w))/2)) auto auto;
  width:110px;
  height:110px;
  border-radius:28px;
  background:linear-gradient(135deg,rgba(230,172,85,.13),rgba(7,20,38,.04));
  transform:rotate(10deg);
  pointer-events:none;
  opacity:.55;
}
.section-head{position:relative;z-index:1;}
.process{
  padding-top:5rem !important;
  padding-bottom:5rem !important;
}
.process .section-head{
  max-width:820px;
  margin-bottom:2rem;
}
.process-row{
  display:grid !important;
  grid-template-columns:repeat(2,minmax(0,1fr)) !important;
  gap:1.25rem !important;
  align-items:stretch !important;
  margin-top:2rem !important;
}
.process-row .arrow{display:none !important;}
.step-card,.security-card{
  width:100% !important;
  min-width:0 !important;
  min-height:260px;
  padding:1.6rem !important;
  border-radius:22px !important;
  background:rgba(255,255,255,.88) !important;
  box-shadow:0 18px 46px rgba(7,20,38,.08) !important;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}
.step-card .icon,.security-card .icon{margin-bottom:1rem !important;}
.step-card span{
  font-size:2.15rem !important;
  line-height:1 !important;
  margin:.15rem 0 .65rem !important;
  color:var(--gold) !important;
  font-weight:950 !important;
}
.step-card h3,.security-card h3{
  font-size:1.25rem !important;
  line-height:1.25 !important;
  margin-bottom:.65rem !important;
  color:var(--navy) !important;
}
.step-card p,.security-card p{
  font-size:1rem !important;
  line-height:1.65 !important;
  color:var(--muted) !important;
  margin-bottom:0 !important;
}
.security-card{
  grid-column:1 / -1;
  min-height:auto;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:1rem;
  align-items:center;
  background:
    radial-gradient(circle at 100% 0%,rgba(247,196,106,.18),transparent 36%),
    linear-gradient(135deg,#071426,#122846) !important;
  color:#fff !important;
}
.security-card h3{color:#fff !important;margin:0 0 .3rem !important;}
.security-card p{color:rgba(255,255,255,.76) !important;}
.security-card .icon{
  margin:0 !important;
  background:rgba(247,196,106,.12) !important;
  border-color:rgba(247,196,106,.32) !important;
  color:var(--gold2) !important;
}
.info-card,.service-card,.about-card,.form,details{
  background:rgba(255,255,255,.9) !important;
  backdrop-filter:blur(10px);
}
.problem-grid{grid-template-columns:repeat(3,minmax(0,1fr)) !important;}
.services-grid{grid-template-columns:repeat(2,minmax(0,1fr)) !important;}
.service-card{
  min-height:165px;
  align-items:flex-start !important;
}
.cta-band{
  background:
    radial-gradient(circle at 100% 0%,rgba(247,196,106,.22),transparent 36%),
    linear-gradient(135deg,#071426,#122846) !important;
}
.footer{
  background:
    radial-gradient(circle at 85% 0%,rgba(247,196,106,.18),transparent 36%),
    linear-gradient(135deg,#071426,#0a1627) !important;
}
@media (min-width:960px){
  .process-row{grid-template-columns:repeat(4,minmax(0,1fr)) !important;}
  .security-card{grid-column:1 / -1;}
  .services-grid{grid-template-columns:repeat(3,minmax(0,1fr)) !important;}
}
@media (max-width:959px){
  .problem-grid,.services-grid,.process-row{grid-template-columns:1fr !important;}
  .step-card,.security-card{min-height:auto;}
  .security-card{display:flex;flex-direction:column;align-items:flex-start;}
  .section::before{display:none;}
}
@media (max-width:520px){
  .step-card,.security-card{padding:1.25rem !important;}
  .step-card span{font-size:1.75rem !important;}
}


/* === HOTFIX: poprawa odstępów w górnym menu === */
@media (min-width: 960px) {
  .nav-menu {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 26px !important;
    width: auto !important;
    flex: 0 0 auto !important;
  }

  .nav-menu a {
    display: inline-flex !important;
    align-items: center !important;
    white-space: nowrap !important;
    text-decoration: none !important;
    padding: 8px 0 !important;
    line-height: 1.2 !important;
  }

  .nav {
    gap: 24px !important;
  }

  .brand {
    flex: 0 0 auto !important;
  }

  .nav-actions {
    flex: 0 0 auto !important;
  }
}

@media (max-width: 959px) {
  body.nav-open .nav-menu {
    display: flex !important;
    flex-direction: column !important;
    gap: 14px !important;
  }

  body.nav-open .nav-menu a {
    display: block !important;
    padding: 8px 0 !important;
  }
}


/* === v12: security-card spacing + real Poland map polish === */
html {
  scroll-behavior: smooth;
  scroll-padding-top: 92px;
}

.security-card {
  display: flex !important;
  align-items: flex-start !important;
  justify-content: flex-start !important;
  gap: 18px !important;
  text-align: left !important;
  padding: 28px !important;
}

.security-card .icon {
  flex: 0 0 54px !important;
  width: 54px !important;
  height: 54px !important;
  margin: 0 !important;
}

.security-card h3,
.security-card p {
  text-align: left !important;
}

.security-card h3 {
  margin: 0 0 8px !important;
}

.security-card p {
  margin: 0 !important;
  max-width: 760px !important;
}

.map-card {
  overflow: hidden;
  position: relative;
}

.map-card img {
  display: block !important;
  width: min(230px, 100%) !important;
  height: auto !important;
  margin-top: 16px !important;
  filter: drop-shadow(0 14px 26px rgba(247,196,106,.16));
}

.map-card::after {
  content: "";
  position: absolute;
  right: -50px;
  bottom: -70px;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(247,196,106,.16), transparent 65%);
  pointer-events: none;
}

@media (max-width: 560px) {
  .security-card {
    padding: 22px !important;
    gap: 14px !important;
  }

  .security-card .icon {
    flex-basis: 46px !important;
    width: 46px !important;
    height: 46px !important;
  }
}

/* === v13 premium expansion === */
html{scroll-behavior:smooth;scroll-padding-top:92px}
.trust-strip{padding:2.6rem 0;background:transparent!important}
.trust-grid{display:grid;gap:1rem;background:rgba(255,255,255,.72);border:1px solid var(--line);border-radius:22px;padding:1rem;box-shadow:var(--shadow);backdrop-filter:blur(12px)}
.trust-grid div{display:flex;gap:.85rem;align-items:center;padding:1rem;border-radius:16px;background:rgba(255,250,242,.8)}
.trust-grid .icon{margin:0}
.trust-grid strong{display:block;color:var(--navy)}
.trust-grid span{display:block;color:var(--muted);font-size:.9rem}
.situation-check,.debt-calculator,.before-after,.stats-section,.map-section{background:transparent!important;position:relative}
.situation-grid{display:grid;gap:1rem;margin-top:2rem}
.situation-card{border:1px solid var(--line);border-radius:18px;padding:1.25rem;text-align:left;background:rgba(255,255,255,.88);box-shadow:0 14px 36px rgba(7,20,38,.06);transition:.22s;color:var(--text)}
.situation-card:hover,.situation-card.active{transform:translateY(-4px);border-color:var(--gold);box-shadow:var(--shadow)}
.situation-card strong{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:.35rem}
.situation-card span{display:block;color:var(--muted)}
.situation-result{margin-top:1rem;display:flex;gap:1rem;align-items:center;background:linear-gradient(135deg,#071426,#122846);color:#fff;border-radius:18px;padding:1.2rem;box-shadow:var(--shadow)}
.situation-result .icon{margin:0;color:var(--gold2);background:rgba(247,196,106,.12);border-color:rgba(247,196,106,.25)}
.situation-result p{margin:0;color:rgba(255,255,255,.82)}
.calculator-grid{display:grid;gap:2rem;align-items:start}
.calculator-card{background:rgba(255,255,255,.9);border:1px solid var(--line);border-radius:22px;padding:1.4rem;box-shadow:var(--shadow);display:grid;gap:1rem}
.calculator-card label{display:grid;gap:.4rem;font-weight:850;color:var(--navy)}
.calculator-card select{width:100%;border:1px solid var(--line);border-radius:12px;background:#fffaf2;color:var(--text);padding:.9rem 1rem;outline:none}
.calc-result{padding:1rem;border-radius:14px;background:#fff7ea;border:1px solid #f2d6aa;color:var(--navy);font-weight:850}
.before-after-grid{display:grid;gap:1rem;margin-top:2rem;align-items:stretch}
.compare-card{background:rgba(255,255,255,.9);border:1px solid var(--line);border-radius:22px;padding:1.4rem;box-shadow:0 14px 36px rgba(7,20,38,.06)}
.compare-card h3{font-size:1.5rem;color:var(--navy)}
.compare-card ul{margin:1rem 0 0;padding-left:1.2rem;color:var(--muted)}
.compare-card.after{background:linear-gradient(135deg,#fff,#fff7ea);border-color:#f2d6aa}
.compare-arrow{display:none;place-items:center;color:var(--gold);font-size:2.5rem;font-weight:950}
.stats-premium{display:grid;gap:1rem;background:linear-gradient(135deg,#071426,#122846);border-radius:24px;padding:1.2rem;box-shadow:var(--shadow)}
.stats-premium div{text-align:center;padding:1.2rem;border:1px solid rgba(255,255,255,.12);border-radius:18px}
.stats-premium strong{display:block;color:var(--gold2);font-size:clamp(2.2rem,5vw,4rem);line-height:1;font-family:Georgia,serif}
.stats-premium span{display:block;color:rgba(255,255,255,.78);margin-top:.5rem}
.map-grid{display:grid;gap:2rem;align-items:center}
.big-map-card{position:relative;background:linear-gradient(135deg,#071426,#10213a);border-radius:26px;padding:2rem;box-shadow:var(--shadow);min-height:300px;display:grid;place-items:center;overflow:hidden}
.big-map-card img{width:min(390px,100%);height:auto;filter:drop-shadow(0 20px 38px rgba(247,196,106,.22))}
.map-point{position:absolute;width:12px;height:12px;border-radius:50%;background:var(--gold2);box-shadow:0 0 0 8px rgba(247,196,106,.18);animation:pulsePoint 2.2s infinite}
.map-point.p1{left:38%;top:34%}.map-point.p2{left:52%;top:55%;animation-delay:.4s}.map-point.p3{left:62%;top:42%;animation-delay:.8s}
@keyframes pulsePoint{0%,100%{transform:scale(.9);opacity:.7}50%{transform:scale(1.25);opacity:1}}
.reveal{will-change:transform,opacity}
.hero-bg{animation:heroFloat 12s ease-in-out infinite alternate}
@keyframes heroFloat{from{background-position:center}to{background-position:calc(50% + 18px) calc(50% + 10px)}}
.floating-call{animation:softBounce 2.8s ease-in-out infinite}
@keyframes softBounce{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}
.faq-list details{overflow:hidden}
.faq-list details summary{list-style:none;position:relative;padding-right:2rem}
.faq-list details summary::-webkit-details-marker{display:none}
.faq-list details summary::after{content:"+";position:absolute;right:.2rem;top:0;color:var(--gold);font-weight:950;font-size:1.4rem}
.faq-list details[open] summary::after{content:"–"}
@media(min-width:640px){.trust-grid{grid-template-columns:repeat(2,1fr)}.situation-grid{grid-template-columns:repeat(2,1fr)}.before-after-grid{grid-template-columns:1fr auto 1fr}.compare-arrow{display:grid}.stats-premium{grid-template-columns:repeat(4,1fr)}}
@media(min-width:960px){.trust-grid{grid-template-columns:repeat(4,1fr)}.situation-grid{grid-template-columns:repeat(3,1fr)}.calculator-grid,.map-grid{grid-template-columns:.9fr 1.1fr}}
@media(max-width:640px){.situation-result{align-items:flex-start}.stats-premium{grid-template-columns:1fr}.map-point{display:none}}

/* === v13.6 SAFE MOBILE PATCH === */
html{scroll-behavior:smooth;scroll-padding-top:92px}
html,body{max-width:100%;overflow-x:hidden}
img,svg,video{max-width:100%;height:auto}

@media (max-width:959px){
  .container{width:min(100% - 28px,var(--w))!important}
  .nav{min-height:70px!important}
  .brand{min-width:0!important}
  .brand strong{max-width:180px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-size:.95rem!important}
  .brand small{font-size:.58rem!important;letter-spacing:.08em!important}
  .logo,.brand .logo{width:42px!important;height:42px!important;flex:0 0 42px!important}
  .nav-actions{display:none!important}
  body.nav-open .nav-menu{display:flex!important;position:fixed!important;top:76px!important;left:14px!important;right:14px!important;flex-direction:column!important;gap:6px!important;padding:12px!important;max-height:calc(100vh - 96px);overflow-y:auto;background:rgba(255,255,255,.98)!important;border-radius:18px!important;box-shadow:0 22px 70px rgba(7,20,38,.18)!important}
  body.nav-open .nav-menu a{display:block!important;padding:12px 14px!important;white-space:nowrap!important}
  .hero{min-height:auto!important;padding:6.5rem 0 3rem!important}
  .hero-grid{grid-template-columns:1fr!important;gap:1.6rem!important}
  h1{font-size:clamp(2.35rem,11vw,3.65rem)!important;line-height:.98!important;max-width:100%!important}
  h2{font-size:clamp(1.9rem,8vw,2.75rem)!important;line-height:1.06!important}
  .hero-lead,.lead{font-size:1.02rem!important;line-height:1.65!important}
  .hero-benefits{grid-template-columns:1fr!important;gap:.75rem!important;margin:1.4rem 0!important}
  .hero-benefits div{display:flex!important;text-align:left!important;align-items:center!important;gap:.85rem!important;padding:.75rem .85rem;border-radius:14px;background:rgba(255,255,255,.055);border:1px solid rgba(247,196,106,.2)}
  .hero .icon{width:38px!important;height:38px!important;flex:0 0 38px!important;margin:0!important}
  .hero .icon:before{width:26px!important;height:26px!important}
  .hero-actions{display:grid!important;grid-template-columns:1fr!important;gap:.75rem!important}
  .hero-actions .btn{width:100%}
  .model-card{width:100%!important;max-width:100%!important;margin:0!important;padding:1rem!important}
  .model-card h2{font-size:clamp(1.65rem,7vw,2.2rem)!important}
  .model-steps>div{grid-template-columns:auto 1fr!important}
  .model-steps .icon{display:none!important}
  .problem-grid,.services-grid,.process-row,.faq-grid,.about-grid,.contact-grid,.situation-grid,.calculator-grid,.map-grid,.before-after-grid,.trust-grid{grid-template-columns:1fr!important;gap:.95rem!important}
  .info-card,.service-card,.step-card,.security-card,.situation-card,.compare-card,.calculator-card,.about-card,.form,details{min-height:auto!important;padding:1rem!important;border-radius:16px!important}
  .service-card{display:flex!important;gap:.85rem!important;align-items:flex-start!important}
  .service-card .icon{margin:0!important;flex:0 0 40px!important;width:40px!important;height:40px!important}
  .security-card{display:flex!important;align-items:flex-start!important;gap:.85rem!important}
  .security-card .icon{flex:0 0 42px!important;width:42px!important;height:42px!important;margin:0!important}
  input,textarea,select{font-size:16px!important}
  .cta-band{grid-template-columns:1fr!important;padding:1rem!important}
  .cta-band>div{flex-direction:column!important;align-items:flex-start!important}
  .big-map-card{min-height:auto!important;padding:1.2rem!important}
  .big-map-card img{width:min(260px,100%)!important}
  .map-point{display:none!important}
  .footer-grid{grid-template-columns:1fr!important}
  .footer-bottom{display:grid!important;grid-template-columns:1fr!important;gap:.75rem!important}
  .floating-call{left:14px!important;right:14px!important;width:auto!important;justify-content:center!important;border-radius:14px!important}
}

@media (max-width:420px){
  .container{width:min(100% - 22px,var(--w))!important}
  .brand strong{max-width:145px!important;font-size:.88rem!important}
  h1{font-size:2.35rem!important}
  h2{font-size:1.85rem!important}
}